Assessing Quebec’s Failed Health Deductible Proposal
نویسندگان
چکیده
Quebec's government recently withdrew its proposal to impose a form of user fees for health care. The decision to withdraw was likely correct, and Quebec and other provinces may learn, from the proposal's flaws, how future reforms could be more successful.
منابع مشابه
Perspectives from deductible plan enrollees: plan knowledge and anticipated care-seeking changes
BACKGROUND Consumer directed health care proposes that patients will engage as informed consumers of health care services by sharing in more of their medical costs, often through deductibles. We examined knowledge of deductible plan details among new enrollees, as well as anticipated care-seeking changes in response to the deductible. METHODS In a large integrated delivery system with a range...
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In health insurance, a traditional deductible (i.e. with a deductible range [0,d]) is in theory not effective in reducing moral hazard for individuals who know (ex-ante) that their expenditures will exceed the deductible amount d, e.g. those with a chronic disease. To increase the effectiveness, this paper proposes to shift the deductible range to [s(i),s(i)+d], with starting point s(i) dependi...
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CONTEXT Patients evaluated at emergency departments often present with nonemergency conditions that can be treated in other clinical settings. High-deductible health plans have been promoted as a means of reducing overutilization but could also be related to worse outcomes if patients defer necessary care. OBJECTIVES To determine the relationship between transition to a high-deductible health...
متن کاملThe Economics of Consumer Directed Health Care
This paper presents a model of consumer directed health care, high deductible insurance plans. Insurance companies in a competitive market offer such plans; higher deductibles result in lower premiums. Such changes affect consumers’ decisions on preventive care. I show that preventive care may or may not increase when consumers face more risk and lower premium. Furthermore, I look at selection ...
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تاریخ انتشار 2010